10 Things I'd Rather Spend My Paycheck On Than Student Loan Payments

So, the other day I got an e-mail from my student loan people, saying that I needed to pay them $498 by Halloween. I can't remember the last time I laughed so hard. I don't know what they're smoking, but it must be something good, because I definitely don't have $500 to throw at them.  That got me thinking about how I pay upwards of $250 a month + I haven't even touched the principal. Which is super encouraging, I'll probably pay them off six months after never. Obviously the best solution to that kind of depression is to list what I would rather spend that $250 a month on.

a car payment // I have the cutest little Jeep Liberty, named Jude, but I've wanted a Jeep Wrangler for my entire life.  So if anyone is reading on behalf of the Jeep company, I can make a pretty convincing argument as to why you should give me one. It starts with how cute would I look with the top down + the radio turned up? 
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a tropical vacation // I mean, if I were saving $250 a month, I wouldn't even have to save for but like four months + I could go to all sorts of tropical places.

more camera lenses // everyone argues that the Canon Kit lenses are better doorstops, so I could invest in all the fancy lenses. And photography classes...

someone to do my laundry + clean my closet // obviously.
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a puppy. for sure // I mean. I neeed one. I haven't gotten one yet because I need to also be able to buy said puppy all the toys + halloween costumes + chewy toys his hear t
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harry potter adventures // I would go to any and all of the Harry Potter adventures. Everywhere you can visit as a Harry Potter Fanatic.
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all the clothes on my pinterest dream closet board // my life would be a constant fashion show + I would give the person I hired to clean my room a run for their money..
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all the boxed wine + Jose Cuervo! // yeah, I wouldn't even buy fancy wine. I would just make sure we had a pretty constant supply of boxed wine, champagne, + my boyfriend Jose.
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uga football season tickets // I somehow didn't get the email to register for the young alumni tickets, but I did get the e-mail to pay for the tickets [funny how that works, huh?]. I would make sure I was at every game fo'sho.
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saving for the kasey dream house // yeah, what about it Barbie? I want my own dream house. Saving $250 a month, I could easily have a reasonable down payment in a year or so. Then I could do all of the DIY projects. Oh man. My house would be so awesome. Also it would totally have a slide like in Blank Check, super super practical.
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Obviously, I don't have a solid grasp on what an extra $250 a month would do for my spending capabilities, but maybe you can find something good to do with $250 to Kate Spade Saturday!! What would you spend your $250 on? 

23 comments :

  1. This made me laugh so hard. SO hard. Thanks for the Tuesday giggles. You would look AWESOME in a Wrangler btw!

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  2. thoes Gifs are perfect. love it! is your student loan w/ sallie mae? Josh had one w/ them and they ended up taking his tax return one year because they weren't happy with the way he was paying. jerks.

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  3. RIGHT? Just the cutest. helllooooo people at Jeep, I could be a real life advertisement!

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  4. I don't even know who owns it any more. Apparently I had missed a payment because they had been in an income based repayment plan + they neglected to mention that the total went from $75 / month to $250 / month. So then I kept making my payments on those + my other ones, but I never got any of their correspondence. no one ever CALLED me though, they allegedly just kept sending e-mails that I never saw!

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  5. Ugh student loans are the WORST. We are paying a chunk of change to them every month and it's just painful! I can think of SO many things I would rather be doing with that money!

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  6. THE WORST! I hate even more that I realize I could probably do my job without a degree [not that I would trade my college experience for ANYTHING, just that it's really a negative ROI..]

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  7. Hahahahah yes, last week I got an email that was like "HEY so uh starting on November 9th you owe us $250 a month every month for the next ten years!" So I promptly had a panic attack and tried to apply for another year of economic hardship deferment but APPARENTLY I make enough to afford my payments (LOLOLOL OKAY GOOD JOKE). So I feel like I'm just standing in the middle of a street, watching a bus drive at me and waiting for the impact. So yeah, in a nutshell, I relate to this post suuuuper hard, lol.

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  8. right? student loan folks are straight up comedians. I especially love it when I get one on the phone + I'm like "you realize that you're asking for my gross income + basing decisions like I have 25% more money every paycheck, right? the government already takes PLENTY of my dollars?" it doesn't even make sense to me that you would base repayment off of my paychecks before taxes. like, helloooo

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  9. UGH. Student loans are absolutely killing our generation. Sorry they're taking such a toll! I'm definitely with you on some of those better uses for $250 though. If only...

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  10. such a toll! but the price of education keeps rising + the amount of education you [supposedly] need keeps rising too! I almost want to go back to school just so the loans go back into hibernation..

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  11. What I would give to get rid of my student loans!!!! I pay around $400/month in student loans and it's KILLING me!

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  12. oh my goodness. $400 / month just made me a little sick. I don't know how you do it!

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  13. One good thing about not having a degree: No student loans! Try not to be too jealous of my lack of education.

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  14. I'm still crossing my fingers that before Obama leave office he'll announce that he's removing all student loan debt. That would be awesome!

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  15. oh that would be a miracle, wouldn't it!

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  16. well I'm definitely jealous of your lack of student loans!

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  17. a vaca & clothes sounds amazing!

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  18. don't they? pesky student loans, man.

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  19. I'm about 12 months away from paying off my student loan, it's been a long four years but I am going to pop champagne once I'm done because then this girl is planning tropical holiday!

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  20. oh girl I am SO jealous. my dad [aka bossman] told me he'd still pay me for 40 hours a week if I wanted to take off early + get a second job just for paying off student loans..

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  21. I'd love to go on all HP adventures possible too, I've already gone to Universal studios florida and done a HP London tour, but there's another london tour and the WB studios tour that are on my list.

    (catching up with past posts)

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  22. AHH THREE?! I'm jealous. I'll be in London in January + I plan on going to the train station + possibly some other attractions, I'm even considering adding everything in Orlando as a birthday adventure, because isn't that where you celebrate your 26th birthday? haha

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  23. damn it, I turn 26 in Dec and haven't booked it yet,. hahah

    I did a post on the HP tour I did: http://bit.ly/HPwlkngTour
    and look into fitting Alnwich into your schedule: http://bit.ly/AlnwickCastle it was THE BEST!
    also, book the Warner Bros studio tour (that is if you want to do it) I didn't do it in time and it was booked by the time I decided on it.

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