Some Thoughts On "Getting Out of Debt" Blog Posts

I realize that this in itself is about to be a getting out of debt blog post, so I want to say something that has been bugging me for longer than I've been fully committed to getting out of debt: there is no one way to do this. There is no right way that if you follow the steps you'll magically be rolling in money. I confess, I see the constant barrage of people making six figures selling fitness shakes, and I wonder could that be what I need to do? Even though I know that's not in my comfort zone, I am not an outward sales person. [THIS IS NOT AN INVITATION FOR YOU TO TELL ME "YES YOU CAN GIRLFRIEND! HERE'S HOW I DID IT! BE A COACH/REP WITH ME!"]
What kind of prompted this post was an instagram post I saw. It said that people are mistaken thinking coming into $20,000 will miraculously solve all of their money problems. That their money problems are deep seeded. That post was clearly not for me, but it made me feel some type of way. For me personally, if I could just come into $20,000, I would be able to pay off nearly all of my credit card consolidation loan. Which would then free up that loan payment I'm making every month ($613) to be used for real life things. If I had the extra $613 in my budget every month, I would run a surplus based on my current situation. $20,000 is a life changing amount of money for just about anyone. To assume that the only reason someone is in debt is because they're fiscally irresponsible or living recklessly above their means is, to me, quite insulting. 

I think I mentioned before, we run a zero line budget. Sometimes things come up that are over the budget, and they have to go on the credit card. That's not ideal, but I can't predict the gas bill from month to month, even if we're trying not to use the heat. I can't predict exactly how much gas I will need. I can't predict if the dishwasher is going to suddenly stop working, or the washing machine will suddenly start flooding the basement. If you have the inside on how to predict those things, I would looooove to hear your secrets. I didn't mean for this to be two very long paragraphs about something that wasn't for me, I'm not trying to boo someone's yay. I just had a lot of feelings about that particular gram. 

I just have come to the conclusion that I'm not going to find solace in all of the people publicly dealing with their consumer and student loan debt. Sometimes, it will bring me cool things though -- I ran across Debt Free Charts on Pinterest the other day, and now I get to color in as I make debt payments. It's a small joy, but it's a joy just the same. I can visualize the destination. I can see the light at the end of the tunnel!  Plus, I'm a child, so I really enjoy coloring. 

A blog collection I would like to see, and will promptly scroll pinterest for hours later tonight for, is landscaping on a budget. I want ALL OF THE FLOWERS. I genuinely want our beds to be overfull, I love that cottage look. I am NOT patient enough to wait three years to plant bulbs, let them sleep the first year, creep the second year, THEN leap the third year. Come on little flowers! I've also decided to build a fence between me and the lady next door in our front yard, but the city expressively forbids using pallets, which was my relatively inexpensive idea. Do y'all have budget friendly yard tips? Right now, I'm honestly just splitting all of the lilies and hoping for the best.  

What I Loved In March

Every month, Chelsea does a "What March Taught Me" but obviously, changing the month names. She talks about growing  and learning and all of the things we do in a month. I wanted to combine that idea with what I read, did, and loved in March. So here are all of the things I loved in March! 

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MANAGING MIGRAINES. I have a love hate relationship with spring. I love love love everything about it. I hate that the things I love also tend to trigger my migraines. I LOVE thunderstorms, but the shift in the atmospheric pressure can literally knock me out of commission for the day. I used to feel like this was a crazy thing, but then started to meet other people who had the same problem. I swear by this headache hat. You keep it in the freezer and then strap it to your head. It looks ridiculous, but I love it. I can put this on and lay down and I don't have to worry about everything getting wet, or I can wear it and keep doing whatever it is I need to be doing that day. Staring at the computer screen all day also gets me. Thanks to Becca, I installed f.lux to lower the blue light on my computer monitors, and I picked up this pair of blue blocking glasses from Amazon. The combination has helped substantially with my eyeballs straining. 

SAVANNAH. We went down to Savannah to celebrate one of my dearest friends turning 30, (lots of big 3-0 birthdays this year) and to hang out at the second largest St. Patrick's Day celebration in the US. We walked a million steps, drank lots of beer (oddly enough, I didn't have a single green beer that entire weekend), and laughed a lot. It was juuuuust warm enough to wear a fun sun dress - which I'm very ready for the weather to come back in. Old Navy recently had a sale where I stocked up on my swing dresses and the jeggings. I now LIVE in the Old Navy jeggings. I don't ever want to wear my real jeans again (and not just because I ran them all in the dryer and now it's a fight to button them. that is my own fault.

BOOKS. I didn't get as much fun reading done as I wanted to in March, because I'm working on getting my real estate license. So I read three whole books if you count the book I have to read for my real estate classes. Not counting the textbook, I read Murder on the Orient Express and What the Wind Knows

Murder on the Orient Express: I snagged this one off the "Amazon Daily Kindle Deals" e-mail, which I cannot recommend enough if you're reading Kindle books. I originally wanted to read all of the Hercule Poirot books in order, but I also wanted to read this before I saw the new version of the movie, so I had to skip ahead. The Hercule Poirot mysteries aren't really the kind you have to read in order, I just wanted to. ANYWAYS. I give this all the stars, especially if you haven't seen the movie yet. SO GOOD.

What the Wind Knows: So Amazon does a thing where they have like, four or five books to choose one for free a month on Kindle. This e-mail seems to miss my inbox and get lost in the "promotions" tab of my gmail, which is SUPER overwhelming, so I usually ignore it unless I need a coupon. The synopsis of this seemed to fit with my normal books: time travel, history, love story, drama, & war. I figured, it's free to me this month, why not? YALL. I absolutely devoured this book. I read it in less than two days and it broke. my. heart. I laughed, I ugly cried, it is SO so SO SO good. It's on Kindle Unlimited right now, so it's free if you have the subscription and I WHOLEHEARTEDLY recommend it.

So many things happened in March that last Sunday that we had lunch and raked some leaves and that was IT. I love going out and doing things and I have a really hard time saying "no" because I can't always get on my friend's schedules so I almost always say yes. Taking last Sunday to read my book and barely get out of pajamas was some much needed self-care time. How was your March?